Segregated fund policies can give you the growth potential of investment funds with the security of insurance guarantees.
Our Funds are managed using a conservative, value-oriented, disciplined investment approach with the goal of building and protecting your wealth.
A Tax Free Savings Account (TFSA) lets you grow your savings and access your money tax-free.
A Registered Retirement Savings Plan (RRSP) lets you build tax-deferred retirement savings.
You can deduct your RRSP contributions from your taxable income, and your investments grow sheltered from tax until you make a withdrawal.
Is an RRSP for you?
If you are like most Canadians, you need to rely on your own savings to fund the retirement lifestyle you want. If you have earned income, an RRSP is one of the most tax-efficient solutions.
A Registered Retirement Income Fund (RRIF) lets you convert your retirement savings into retirement income. With a RRIF, your money continues to grow tax sheltered until you make withdrawals.
Immediate Annuities provide you with the security and predictability of guaranteed income payments for life or over a specific term.
Have a choice of investment terms to meet your needs.
We offer a Treasury Interest Option (TIO) with daily interest and Guaranteed Interest Options (GIOs) with investment terms ranging from one to 10 years.
Group RSP is a flexible retirement savings plan for small businesses. It is designed for groups with a minimum of two members and total annual plan contributions of at least $10,000.
There are no set-up or annual administration fees.