About Your Payment Frequency Options

Mortgage TipsBy webster January 24, 2014

Payments consisting of both a principal and an interest component, paid on a regular basis during the term of the mortgage. Refers to how often and when you can make these payments.

About Your Rates and Interest Costs

Mortgage TipsBy webster January 24, 2014

The interest rate you will be charged by the lender and how much in total you will pay during the term of the mortgage.

About Types of Mortgage Products

Mortgage TipsBy webster January 23, 2014

I’ll walk you through how each product does, or maybe does not meet your needs to help you select the right one for you!

About your Amortization

Mortgage TipsBy webster January 23, 2014

The time over which all regular payments would pay off the mortgage in full. The number of payments used to calculate the actual mortgage payment. This determines the principal and interest portion of each payment. The interest portion is higher to start with and slowly decreases over time, although the payment (on a fixed term) remains the same

About your Mortgage Term

Mortgage TipsBy webster January 23, 2014

The number of years or months over which you agree to pay a specified interest rate and the lender commits to not changing it or asking for their money back (except in default of course) ! Also refers to whether it is an open or closed term

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