You arrive safe and sound, but what if your baggage doesn’t? You take the time to pack your personal belongings, so of course you expect your bags to arrive when you do. Unfortunately, sometimes your baggage arrives damaged, or even worse, not at all. What do you do? Choose Travel Underwriters and Rest Insured. Real-life…
Why do I need Student Medical Insurance? As an international student, you may not be eligible for any government coverage and the costs of medical and dental treatment, for people without Canadian health insurance plans, are expensive. While attending a Canadian academic institution, the last thing on your mind should be the high price of…
Why do I need Student Medical Insurance? If you’re a Canadian student leaving to study abroad, the last thing on your mind should be the high cost of medical services. Protect yourself from the financial burdens by adding Travel Underwriters’ Student Medical Insurance to your list of school supplies. Most schools require you to have…
Uncontrolled setbacks shouldn’t cost you money Sometimes life takes over and your travel plans go out the window. Maybe you have to cancel your trip for family reasons, or you break a leg, or find yourself suddenly without a job. You can’t plan for everything. There are times when you are forced to call off,…
Anything that may surprise you that you don’t find out about until it’s too late. You can avoid any surprises by working with me and I’ll walk you thru the good, bad and ugly of all the mortgage options and terms already discussed today.
These are any extras or benefits that are provided by the lender either on closing or during the term of the mortgage that meet your needs and you find of value.
When the buyer of your property takes over your existing mortgage including the amount owing, the balance of the remaining term, the existing rate and payment amount; they have assumed your mortgage.
The ability to move to another property and take your mortgage with you without having to lose your existing interest rate and terms.
Compensation paid to the lender when you prepay all or part of a closed mortgage more quickly than is allowed or prior to the end of the term. Remember, there is no penalty with an open mortgage
Definition: The ability to prepay all or a portion of the principal balance with NO penalty or charge, subject to conditions (no default, subject to lenders terms) Options: Increase Regular Payment: There are often a number of options available all ranging from 0% to 25%+: Increase your regular mortgage payment by a certain % of…