Segregated fund policies can give you the growth potential of investment funds with the security of insurance guarantees.
Our Funds are managed using a conservative, value-oriented, disciplined investment approach with the goal of building and protecting your wealth.
A Tax Free Savings Account (TFSA) lets you grow your savings and access your money tax-free.
A Registered Retirement Savings Plan (RRSP) lets you build tax-deferred retirement savings.
You can deduct your RRSP contributions from your taxable income, and your investments grow sheltered from tax until you make a withdrawal.
Is an RRSP for you?
If you are like most Canadians, you need to rely on your own savings to fund the retirement lifestyle you want. If you have earned income, an RRSP is one of the most tax-efficient solutions.
A Registered Retirement Income Fund (RRIF) lets you convert your retirement savings into retirement income. With a RRIF, your money continues to grow tax sheltered until you make withdrawals.
Immediate Annuities provide you with the security and predictability of guaranteed income payments for life or over a specific term.
Have a choice of investment terms to meet your needs.
We offer a Treasury Interest Option (TIO) with daily interest and Guaranteed Interest Options (GIOs) with investment terms ranging from one to 10 years.
For businesses and non-profit groups in Canada, having the right insurance is essential to surviving and thriving in a world that is full of opportunity, but also full of risk. The right type and amount of insurance will provide some financial peace of mind to organizations navigating their way through the sometimes-complex world of business.
Having the right auto insurance coverage is essential for everyone who relies on a car to get around. But this peace of mind comes at a cost. Everyone who wants to drive a car in Ontario must, by law, buy a minimum amount of insurance. In Ontario, over 140 private insurance companies offer auto insurance to customers and compete on the basis of price, coverage and service.
Buying a home is probably the largest single financial investmentyou have ever made. For most people, their home is their life savings tied up in bricks and mortar – bricks and mortar that, no matter how well built, are vulnerable to fire, theft and other.
Mental incapacity is when someone cannot understand relevant information or cannot appreciate what may happen as a result of decisions they make—or do not make—about their finances, health or personal care.